Capital That Moves
As Fast As You Do.
Offbank Capital delivers bespoke capital solutions for real estate investors and business owners alike, from bridge loans to business funding — all structured around your deal, not a bank's checklist.
Get Funded Fast
Tell Us About Your Deal
Every Deal Has
the Right Instrument.
Click any card to reveal deal scenarios and see exactly which product fits your situation.
Bridge, construct, refinance, and leverage commercial real estate assets with institutional-grade private capital.
Bridge Loans
Seize the deal before the window closes.
Loan Size
$500K – $50M
Max LTV
Up to 80% LTV
Term
6–36 months
Alt-Doc Loans
Qualify on your terms, not a bank's paperwork.
Loan Size
$150K – $5M
Max LTV
Up to 80% LTV
Term
12 months – 30 years
First Time Investor
Your first deal, done right — from day one.
Loan Size
$75K – $2M
Max LTV
Up to 80% LTV
Term
5–30 years
Cash-Out Refinance
Unlock equity without selling the asset.
Loan Size
$500K – $50M
Max LTV
Up to 75% LTV
Term
5–10 years
DSCR Rental Loans
Qualify on rental income — no personal income required.
Loan Size
$75K – $5M
Max LTV
Up to 80% LTV
Term
30-year fixed or ARM
Portfolio Loans
One loan. Multiple properties. Maximum efficiency.
Loan Size
$2M – $100M+
Max LTV
Up to 75% LTV
Term
5–10 years
Don't see exactly what you need? We structure custom solutions for complex deals.
Where Vision
Meets Value.
When Banks Say No,
We Say Let's Structure It.
Offbank Capital was founded on a single conviction: sophisticated real estate investors deserve a lending partner that matches their ambition. Traditional banks move slowly, think rigidly, and rarely understand the nuance of a complex deal.
We're a boutique, principal-led capital broker for commercial real estate and operating businesses. We analyze your deal like principals — then we source, structure, and place capital accordingly.
- Decisions made by principals, not committees
- Term sheets issued within 24–48 hours
- Flexible underwriting for complex deal structures
- Nationwide lending in all 50 states
- Dedicated advisor on every deal
- No junk fees — transparent pricing always
From Introduction
to Funded — Swiftly.
One streamlined process — whether you're closing a commercial real estate deal or securing capital to grow your business.
Submit Your Profile
Whether you're acquiring a commercial property or funding business growth, share your executive summary and financing needs. Our team reviews every submission personally — no automated gatekeeping.
Speak With a Specialist
A dedicated Breakaway advisor contacts you within 24 hours. For real estate deals, we issue a term sheet within 48 hours. For business loans, we present tailored options the same day.
Underwriting & Review
Our in-house team moves efficiently — evaluating the asset or business opportunity, not bureaucratic checklists. We focus on what matters: your deal, your timeline, your goals.
Close & Fund
Bridge loans close in as few as 7 days. Business loans fund in as little as 5 days. Permanent CRE loans typically close in 30–45 days. Your capital is ready when your opportunity demands it.
Ready to move forward? Our team is standing by — for real estate deals and business funding alike.
What Our Borrowers Say
Offbank Capital funded our $14M bridge loan in 11 days. No other lender in the market could match their speed or their willingness to understand the upside of the deal. They're a genuine partner.
Marcus T. — Managing Partner
Meridian Capital Group · Dallas, TX
Your Deal Deserves
a Real Conversation.
Submit your inquiry and a dedicated lending advisor will reach out within 24 hours to discuss your financing needs and structure a solution around your deal.